.hero--business {
  position: relative;
  overflow: hidden;
  padding-top: 110px;
  padding-bottom: 70px;
}

.hero--business::before {
  content: "";
  position: absolute;
  inset: -120px -120px auto -120px;
  height: 520px;
  background: radial-gradient(circle at 50% 20%, rgba(201,162,77,0.18) 0%, rgba(201,162,77,0.06) 35%, rgba(0,0,0,0) 70%);
  pointer-events: none;
}

.hero--business::after {
  content: "";
  position: absolute;
  inset: auto -120px -220px -120px;
  height: 520px;
  background: radial-gradient(circle at 50% 80%, rgba(201,162,77,0.10) 0%, rgba(0,0,0,0) 70%);
  pointer-events: none;
}

.hero-kicker {
  display: inline-block;
  border: 1px solid var(--border-subtle);
  padding: 6px 12px;
  border-radius: 999px;
  font-size: 12px;
  color: var(--text-muted);
  margin-bottom: 14px;
  background: rgba(255,255,255,0.02);
}

.section-tight { padding-top: 54px; }

.section-band {
  background: rgba(255,255,255,0.02);
  border-top: 1px solid var(--border-subtle);
  border-bottom: 1px solid var(--border-subtle);
}

.section-title { margin-bottom: 14px; }
.section-desc { margin-bottom: 44px; }

.cards-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.cards-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.cards-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }

@media (max-width: 980px) {
  .cards-2, .cards-3, .cards-4 { grid-template-columns: 1fr; }
}

.card--lift {
  border-radius: 14px;
  padding: 30px;
  background: linear-gradient(180deg, rgba(255,255,255,0.03) 0%, rgba(255,255,255,0.02) 100%);
  box-shadow: 0 14px 50px rgba(0,0,0,0.35);
  transition: transform 160ms ease, border-color 160ms ease;
}

.card--lift:hover {
  transform: translateY(-2px);
  border-color: rgba(201,162,77,0.35);
}

.card--flat {
  border-radius: 14px;
  padding: 26px;
  background: rgba(255,255,255,0.02);
}

.pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  color: var(--text-muted);
  border: 1px solid var(--border-subtle);
  padding: 6px 10px;
  border-radius: 999px;
  margin-bottom: 14px;
}

.stepno {
  font-size: 12px;
  font-weight: 700;
  color: var(--gold);
  letter-spacing: 0.10em;
  margin-bottom: 8px;
}

.flow-diagram {
  border: 1px dashed rgba(201,162,77,0.45);
  border-radius: 16px;
  padding: 26px;
  display: grid;
  grid-template-columns: repeat(9, minmax(0, 1fr));
  gap: 12px;
  align-items: center;
  justify-items: center;
  margin-bottom: 32px;
  background: rgba(255,255,255,0.01);
}

.diagram-step {
  grid-column: span 2;
  text-align: center;
  padding: 12px 14px;
  border-radius: 12px;
  border: 1px solid var(--border-subtle);
  font-size: 13px;
  color: var(--text-main);
  background: rgba(255,255,255,0.02);
}

.diagram-arrow {
  grid-column: span 1;
  font-size: 18px;
  color: var(--gold);
}

@media (max-width: 980px) {
  .flow-diagram {
    grid-template-columns: 1fr;
    gap: 10px;
  }
  .diagram-step,
  .diagram-arrow {
    grid-column: auto;
  }
}

.non-promissory {
  margin-top: 28px;
  border: 1px solid rgba(201,162,77,0.25);
  background: linear-gradient(180deg, rgba(201,162,77,0.10) 0%, rgba(255,255,255,0.02) 100%);
  border-radius: 16px;
  padding: 22px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 18px;
  flex-wrap: wrap;
}

.non-promissory h3 {
  margin-bottom: 8px;
}

.cta-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

/* hero token placeholders */
.hero-visual {
  position: relative;
  margin: 52px auto 0;
  width: min(820px, 95%);
  height: 210px;
}

.token {
  position: absolute;
  width: 180px;
  height: 240px;
  border-radius: 18px;
  border: 1px solid rgba(201,162,77,0.35);
  background:
    radial-gradient(circle at 30% 20%, rgba(201,162,77,0.35), rgba(201,162,77,0.05) 55%, rgba(0,0,0,0) 75%),
    linear-gradient(180deg, rgba(255,255,255,0.04), rgba(255,255,255,0.02));
  box-shadow: 0 22px 70px rgba(0,0,0,0.45);
  transform: rotate(-8deg);
  opacity: 0.95;
}

.token.t1 { left: 14%; top: 18px; transform: rotate(-10deg); }
.token.t2 { left: 34%; top: 8px; transform: rotate(-5deg); }
.token.t3 { left: 54%; top: 14px; transform: rotate(3deg); }
.token.t4 { left: 74%; top: 26px; transform: rotate(9deg); }

@media (max-width: 980px) {
  .hero-visual { height: 160px; }
  .token { width: 140px; height: 190px; border-radius: 16px; }
  .token.t1 { left: 2%; }
  .token.t2 { left: 26%; }
  .token.t3 { left: 50%; }
  .token.t4 { left: 74%; }
}